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Can I put U.S. mutual funds in my RRSP?



Our response:

Rules governing what can and cannot be held inside a Registered Retirement Savings Plan (RRSP) or other federally registered accounts are set and enforced by the Canada Revenue Agency. Visit the CRA’s website to learn more about qualified investments for registered plans.

Generally you can hold U.S. mutual funds and other foreign securities inside an RRSP. However, speak to a registered financial advisor and your accountant for information on qualified foreign investments, including foreign mutual funds, and any tax considerations and questions regarding foreign currency conversion inside an RRSP before you invest.

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