Your investing questions, our clear answers.

Our response:

You can receive monthly Canada Pension Plan (CPP) payments starting as early as your 60th birthday. What you get depends on what you paid into the plan while you were working. You must be 59 or older and apply 9 months before you retire.

The decision of when to start receiving CPP payments – and what to do with those payments – depends on many individual factors. Learn more about CPP from the Government of Canada.