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Can I transfer money from my RRSP into my spouse’s Defined Benefit Pension Plan?



Our response:

There is not a mechanism to transfer funds from an RRSP to a Defined Benefit Pension Plan. However, some pension plans allow employees to make additional voluntary contributions. Speak with the Pension Plan administrator to see if they are eligible to make additional contributions.

In some cases, if an employee leaves an employer, pension funds can be transferred into a new employer’s pension plan or into a registered plan such as, an RRSP.

To learn more about Defined Benefit Pension Plan and other financial topics visit Speak with a registered financial representative or tax professional for advice that fits your personal situation.

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