Can I transfer my RRSP account to my spouse’s RRSP account?
You can’t transfer money from your Registered Retirement Savings Plan (RRSP) to the RRSP of someone else. This includes transfers to a spousal RRSP. Doing so can have tax consequences.
Find out more about making RRSP withdrawals before you retire and spousal RRSPs.
Speak to a registered financial advisor or tax professional for advice about the best investing options for you.