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Can I transfer my RRSP account to my spouse’s RRSP account?



Our response:

You can’t transfer money from your Registered Retirement Savings Plan (RRSP) to the RRSP of someone else. This includes transfers to a spousal RRSP. Doing so can have tax consequences.

Find out more about making RRSP withdrawals before you retire and spousal RRSPs.

Speak to a registered financial advisor or tax professional for advice about the best investing options for you.

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