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How do I buy stocks within a RRIF?



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You can hold many types of investments in a RRIF, including GICs, mutual funds, stocks and bonds. It’s important to note that once a RRIF is set up, you can’t make any more contributions to the plan and you must make minimal withdrawals each year.

You may be able to buy specific stocks in your RRIF depending on the type of RRIF you have. For example with a self-directed RRIF, you can change the investments you hold in your RRIF on your own as your needs change or the markets shift. If you have a fully managed RRIF, you can talk to your portfolio manager about your investment options.

With any investment, it’s important to consider how it fits with your overall financial plan. Here are 6 helpful tips to help define your financial goals.

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