There are 2 major credit reporting agencies in Canada – Equifax and TransUnion – you can order a copy of your credit report from 1 or both of these agencies. These agencies don’t share information, so it’s a good idea to check both.
Understanding your credit score
Your credit score will be between 300 and 900. The higher your score, the more likely you are to get a loan. A higher credit score can also help get you a lower interest rate, but there’s no guarantee. Learn more about your credit score and report.