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Is there a percentage holdback when transferring RRIF investments between institutions?



Our response:

There is no set-up fee for most RRIFs, but you may pay other fees once you open a plan. These fees may include an annual administrative or trustee fee, investment fees and fees for making changes to your RRIF. Fees vary depending on:

  • where you open your RRIF
  • the type of RRIF you hold
  • the amount of money in your RRIF
  • how you invest your money
  • the level of management you want.

Speak to a financial advisor and both financial institutions to understand the fees you may pay to transfer your RRIF. Learn more about RRIF fees.

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