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What happens to my RRIF when I die?



Our response:

What happens to the money in your RRIF after your death – and the taxes on it – will depend on:

  • whether or not you name a beneficiary for your RRIF, and
  • who you choose as your beneficiary.

The beneficiary is the person or organization you choose to inherit the money in your RRIF. Learn more about what happens to your RRIF when you die including, what happens if you name a beneficiary or you don’t.

The resources on including, the RRIF and Planning for retirement hubs may help build your knowledge in these and other areas. Speak with a registered financial representative for personalized investment advice.

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