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What is a target date fund and are they offered in Ontario?



Our response:

A target date fund is designed to take care of the active decision making for you. You invest in the fund that closely matches your expected retirement date and risk tolerance. The fund automatically adjusts the mix of assets such as stocks, bonds and cash as you get closer to your retirement date, becoming more conservative over time. Target date funds are offered in Canada. Please speak with a registered financial representative for investment advice to fit your personal situation.

Visit to learn how funds work and associated risks.

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