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Will my company contribute less to my pension if I have an RRSP?

Submitted by: – Benedicto G.

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Our response:

Contributions to a company pension plan do lower your available contribution to a Registered Retirement Savings Plan (RRSP). Learn more about plan participation and your RRSP.

While we try to provide general information, we are not able to provide advice. Types of pension plans and employer pension plan contributions vary. Speak to the plan administrator at your company for information about your pension plan.

Learn more about pension plans on GetSmarterAboutMoney.ca.

Related questions

Is RRSP contribution room cumulative from one year to another, so if I didn’t contribute one year, I can contribute the next?
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Does the RRSP withholding tax remain at 10% for multiple withdrawals in one year of $5,000 or less?
If I contribute to my RRSP and then withdraw from my RRSP, does it effect my contribution limit for the year? Is it deductible?

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