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Can a TFSA be opened post-mortem, for a deceased spouse?



Our response:

TFSAs are a way for individuals to save tax-free throughout their lifetime. The rules for opening a TFSA can be found on Canada Revenue Agency’s website.

The Ontario Securities Commission (OSC) is a Crown corporation that is responsible for regulating the capital markets in Ontario. Learn more about the OSC. As a securities regulator, we do not regulate plans such as TFSAs, or the rules associated with them.

If you have questions related to the administration of a TFSA, or who is eligible to open one, contact the Canada Revenue Agency.

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