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Can I keep stocks that are in my self-directed RRSP after I turn 71?



Our response:

You do not have to sell your stocks when you close your Registered Retirement Savings Plan (RRSP). If you decide to close your RRSP and convert it to a Registered Retirement Income Fund (RRIF), you can transfer your existing investments. Similar to a self-directed RRSP, you can choose to open a self-directed RRIF and continue managing your own investments. Learn more about how RRIFs work.

Speak to a financial advisor to learn more about making this change. Learn more about your options when closing an RRSP, and opening a RRIF.

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