Do I have to declare dividends and interest from my self-directed RRSP when I do my taxes?

While your money is in a Registered Retirement Savings Plan (RRSP), you don’t pay tax on what you earn – whether capital gains, interest or dividends. However, generally RRSP withdrawals are fully taxed as income, and transfers into registered plans may also trigger tax events. Learn more about investing and taxes.

Speak to a financial advisor or tax professional for advice related to filing taxes, or before making changes to or withdrawals from your RRSP.