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Can I redeem Money in a Registered Disability Savings Plan (RDSP)?



Our response:

The beneficiary can make lump-sum withdrawals — also called disability assistance payments (DAPs) — from their RDSP at any time. This previous question and Withdraw Savings from a Registered Disability Savings Plan article on the Canada Revenue Agency (CRA) website may help provide insight as you move forward.

Visit to learn about RDSPs, how they work and other investing and financial topics. Speak with a registered financial representative or tax professional for advice to fit your personal situation.

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