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Can you transfer an individual RRSP to a Group RRSP?



Our response:

A Group RRSP is generally setup by your employer to help you save for retirement. You open an individual RRSP, but you contribute to it through your employer. If you leave your employer, you may be able to transfer it out of the group plan but there may be stipulations like the funds being locked-in until retirement. Check with your employer or plan administrator for the terms that govern your plan.

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