We aren’t able to provide investment advice, but we try to provide general information to help you get started. Diversification is a way to reduce different types of investment risk to the overall value of your portfolio if one or more of the investments held within it, performs poorly. Choosing an asset mix that is right for you should fit your financial goals and your personal tolerance to risk. As you create your investment plan learn about different risk and return characteristics of the investments you choose. This previous question may provide additional insight to help as you move forward.