We are not able to provide specific investing advice, such as which option would be best for you.
In general, you will want to compare the average rate of return on the investments you are considering vs. the mortgage rate (now and an estimate of rates for coming years) and decide which one appears to offer the greatest return on your investment. However, there are other things to consider:
1. Your risk tolerance: For example, if you have a low risk tolerance, paying down a mortgage may be more attractive to you. There are many types of risk to consider. It is also important to consider that the higher the potential return, the higher the risk.
2. Getting rid of debt – is paying off your mortgage the most important debt for you to pay off?
3. How will Compound Interest affect investments.