Your investing questions, our clear answers.

Our response:

First, we should let you know that we can’t give you any specific investment or financial advice. That said, we do try to help as best we can.

Regardless of your age, the right type of investment for you depends on your risk tolerance (your ability and willingness to take on risk) and time horizon. Generally, the shorter your time horizon, the lower your risk tolerance.

First, ask yourself how much risk you’re able to handle. Then how much risk you’re willing to handle. Then figure out your time horizon – how long you plan to hold your investment. Learn about some factors that can affect time horizon, and some examples of investments for different time horizons.